Effective Date: 18/10/2024
At Wealthy Credit Limited HK (“we,” “us,” or “our”), protecting your privacy is our priority. This Privacy Policy outlines how we collect, use, and safeguard your information when you visit our website (http://wealthycredithk.com/) or interact with our services. By accessing or using our website, you agree to this Privacy Policy.
1. Information We Collect
We collect the following types of information:
1.1 Personal Information
When you fill out the contact form on our website, we collect:
- Full Name
- Email Address
- Phone Number
- Company Name
- Any additional details you provide in your inquiry
1.2 Non-Personal Information
We may automatically collect non-identifiable data, including:
- IP Address
- Browser type and version
- Pages viewed on our site
- Referring website
- Date and time of your visit
1.3 Cookies and Tracking Technologies
We use cookies and similar technologies to improve your experience on our website. By continuing to use our site, you consent to the use of cookies as outlined in our Cookies Policy. For more information, please see our Cookies Policy.
2. How We Use Your Information
We use the information we collect for the following purposes:
- To respond to your inquiries and provide customer support.
- To process and evaluate loan applications or related services, ensuring compliance with applicable legal requirements and obtaining explicit user consent when required under GDPR.
- To improve the functionality and user experience of our website.
- To comply with legal and regulatory requirements.
- For internal analytics and research purposes.
3. Sharing Your Information
We do not sell, trade, or rent your personal information to third parties. However, we may share your data in the following circumstances:
- Service Providers: With trusted third parties who assist us in operating our website or conducting our business.
- Legal Compliance: When required to comply with laws, regulations, or legal requests.
- Business Transfers: In the event of a merger, acquisition, or sale of company assets.
4. Data Retention
We retain your data only for as long as necessary to fulfil the purposes outlined in this policy, typically no longer than five years, or as required by law.
5. Your Rights
If you are located in regions governed by GDPR or CCPA, you may have the following rights:
- Access and Rectification: Request access to the personal data we hold about you or correct inaccuracies.
- Data Deletion: You can request the deletion of your data, subject to applicable legal requirements. To submit a request, please email us at info@fastcapitalhk.com. We will respond within 30 days, by GDPR and CCPA regulations.
- Opt-Out: Opt-out of data processing for marketing or analytics purposes.
To exercise these rights, please contact us at info@fastcapitalhk.com.
6. Data Security
We implement industry-standard security measures to protect your data, including encryption, firewalls, secure socket layer (SSL) technology, and regular vulnerability assessments. However, no method of transmission over the Internet is completely safe, and we cannot guarantee absolute security.
7. External Links
Our website may contain links to third-party websites. We are not responsible for the privacy practices of those websites and encourage you to review their privacy policies.
8. Updates to This Privacy Policy
We may update this policy periodically to reflect practice changes or legal requirements. Any changes will be posted on this page with the updated effective date.
9. Contact Us
If you have any questions or concerns about this Privacy Policy, please contact us:
- Email: info@fastcapitalhk.com
- Phone: +852 300 16439
- Address: Kowloon Centre, 29-39 Ashley Rd, Tsim Sha Tsui, Hong Kong